National Insurance: What I am Paying for
By Diana Hurta
30 Nov -0001
@DianaHurta

National Insurance (NI) in the United Kingdom is a system of contributions paid by workers and employers to qualify for certain benefits. The national insurance scheme is administered by HM Revenue and Customs (HMRC).

National Insurance Number

A national insurance number (NINO) is a number unique to you which is used to keep track of your national insurance contributions and the benefits which you are paid. The number is made up of two letters, six numbers and one letter, for example, AB 123456 C.

National Insurance Contribution (NIS) Classes & Rates

The class you pay depends on your employment status and how much you earn, and whether you have any gaps in your National Insurance record.

What National Insurance for

National Insurance contributions count towards the benefits and pensions in the table. Class 4 contributions paid by self-employed people don’t usually count towards state benefits.

 

Benefits

Class 1: employees

Class 2: self-employed

Class 3: voluntary contribution

Basic State Pension

Yes

Yes

Yes

Additional State Pension

Yes

No

No

New State Pension

Yes

Yes

Yes

Contribution-based Jobseeker's Allowance

Yes

No

No

Contribution-based Employment and Support Allowance

Yes

Yes

No

Maternity Allowance

Yes

Yes

No

Bereavement Support Payment

Yes

Yes

No

 More information you can find on GOV.UK website.

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